Flick
Well-known member
When the word salvage is used referring to rv’s, it normally refers to an older unit found in a rv graveyard or one that was abandoned. Salvage for this thread will refer to the removal of a unit from an area not easily accessible.
If I may, please allow me to refer to my boating days where salvage operations happened more frequently. For the boat I owned, there were two types of insurance companies you could insure with. One was thru, as an example, normal general auto or carrier companies, and the other was thru a boating specific insurance company like Boat US, that we used. Let’s assume that all companies were equal in paying claims but were different in one very important “aspect”. Using Boat US, again as my example, they offered in their coverage a yacht policy that covered salvage or removal if your boat sank in a navigable waterway. The other companies would pay you for your loss but it was your responsibility to get someone to remove it if you were told to do so.
Here’s my question. If you were in an accident with your rv and it tumbled down a cliff or off a bridge, would you be willing to remove it on your own and put forward the funds to do so if you were asked to remove it? The reason I ask this is that I have checked with several major rv insurance carriers and none will touch it if it’s more than 25’ from the road. One even even told me 10’ from the road.
There’s a good chance that none of you will lose any sleep over this but I think it’s important to at least know how insurance handles this. If your carrier says, “We cover that,” I would ask them to put it in writing and then pass it along to all of us who care. It could get expensive to lift a 10 ton rv out of a ravine if you were asked to do so.
If I may, please allow me to refer to my boating days where salvage operations happened more frequently. For the boat I owned, there were two types of insurance companies you could insure with. One was thru, as an example, normal general auto or carrier companies, and the other was thru a boating specific insurance company like Boat US, that we used. Let’s assume that all companies were equal in paying claims but were different in one very important “aspect”. Using Boat US, again as my example, they offered in their coverage a yacht policy that covered salvage or removal if your boat sank in a navigable waterway. The other companies would pay you for your loss but it was your responsibility to get someone to remove it if you were told to do so.
Here’s my question. If you were in an accident with your rv and it tumbled down a cliff or off a bridge, would you be willing to remove it on your own and put forward the funds to do so if you were asked to remove it? The reason I ask this is that I have checked with several major rv insurance carriers and none will touch it if it’s more than 25’ from the road. One even even told me 10’ from the road.
There’s a good chance that none of you will lose any sleep over this but I think it’s important to at least know how insurance handles this. If your carrier says, “We cover that,” I would ask them to put it in writing and then pass it along to all of us who care. It could get expensive to lift a 10 ton rv out of a ravine if you were asked to do so.