We have our fifth wheel insured through AAA, but the policy is actually issued by Progressive. When we had our previous unit, it was on the same policy as our car and truck. However, we were told that the value of our Landmark was more than that carrier wanted to handle; so AAA switched it to a stand alone policy. We haven't had a claim on this unit, but Progressive was great to work with when we needed repairs for damage to our boat.
Pat